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Planning your financial future after a divorce

If you are thinking about filing for divorce after the New Year, you know that you have a difficult road ahead. No matter how amicable you and your soon-to-be-ex-spouse may be, it will be a process that will bring significant financial changes to your life. This is why it is in your interests to start preparing now for what lies ahead. 

Getting ready for divorce even before you file is practical, and it can save you from a significant amount of stress and complication long-term. Even if you are not sure when you will be ready to move forward with this major decision, there are steps you can take now that will help smooth your path once you do move forward. With planning, you can lay the groundwork for a stable post-divorce financial future.

Are you wondering if you should file a personal injury claim?

After suffering serious injuries due to someone else's recklessness or negligence, you may feel lost. It is possible that your injuries have lasting consequences that result in you losing the ability to participate in activities you once loved or even being able to return to work. It is not unusual for financial fears and other issues to stem from an injury-causing accident.

Unfortunately, the major life change that you experienced could also bring on other conditions, such as depression. When under the cloud of such issues, you may not know where to turn. However, after an injury-causing event, you may have the ability to seek compensation for your injuries and other damages.

Consider a trust if disinheriting a child

For some people, estate planning can prove more difficult than it may for others. You may find this to be the case if you have family relationships that have become fractured over time. You may, for example, have certain concerns about leaving part or all of your estate to one or more of your children. Maybe you simply do not have much of a relationship with one child, or maybe that particular child struggles with, say, a gambling or substance abuse addiction and you fear your money would go toward such habits.

If you find yourself facing such a situation, it may benefit you to thoroughly explore your estate planning options so you can find some that best suit your needs. Many people facing similar familial circumstances find that they can achieve some of their estate planning objectives by creating a living trust.

Seniors, watch out for these spring hazards

The warmer temperatures and sunshine that spring brings is sure to get you out of your home more. Being out in the fresh air is good for your physical and mental health. Unfortunately, the outdoors carries a risk of harm.

If you are a senior, you especially want to be aware of these hazards so you can avoid them. If they happen despite your safety efforts, you may be able to pursue compensation for your injuries.

What you need to know about Minnesota child support guidelines

Negotiating with your spouse to develop an agreement regarding property division, maintenance, child custody and child support is a good way to retain control of the situation. If you are not able to agree, the decision goes into the judge's hands. Although you have some leeway when it comes to most elements of the agreement, you may not have that much wiggle room when it comes to child support.

You must keep certain things in mind when you and your spouse calculate the amount of the support.

How to talk to your elderly parents about estate planning

Mortality is a difficult topic for almost everyone, and it is not something that many people are comfortable bringing up in conversation, especially with loved ones. However, if you have elderly parents, discussing the future of their assets after they pass away and how they wish to manage their affairs is a critical issue that you should not avoid.

Although the conversation may be tough, taking the appropriate steps to develop a comprehensive estate plan for your elderly parents can save a lot of heartache and headaches in the long run. With the following tips, you can start the conversation and emerge with peace of mind and confidence knowing that your parents' needs and wishes are being taken into account.

What to know when applying for SSDI benefits

If you have a medical condition or disability that is severe enough that it prevents you from making a living and supporting yourself or your family, you may have cause to apply for Social Security Disability Insurance. A type of assistance reserved for those who have particularly severe conditions that should last at least a year or longer, SSDI benefits may be available to you, depending on your previous work contributions and how much you paid into the Social Security system.

While obtaining SSDI benefits is not always easy (Everyday Health reports that only about 33 percent of applicants who apply each year receive approval), you may be able to find success through an appeal if the U.S. Social Security Administration denies your initial claim. However, developing a better understanding of the application process and the benefits system itself may increase your chances of filing a successful SSDI claim. So, before you submit your application for SSDI benefits, recognize that:

How do Minnesota courts decide child custody?

Minnesota appears to be a relatively good state to be in if you want your marriage to work out. It has one of the lowest divorce rates in the country with only 12.8 individuals out of every 1,000 married people to go through divorce as of 2017. 

For couples who do file for divorce in the state, the main thing on both spouses' mind will most likely be child custody. For people about to embark on a court trial of this nature should familiarize themselves with the process to know what to expect. 

Suing for damages after a car crash in Minnesota

A drunk driver T-boned your car at an intersection, and you and your children ended up in the emergency room. Your kids are fine, thank goodness, but they will need follow-up appointments as they recover from broken bones, lacerations and soft-tissue injuries. You need a couple of weeks off work while you are taking the pain medications, but even after your wounds have healed, the doctor thinks you may have permanent nerve damage in your arm and hand.

Your insurance will cover some of the damages, but it really seems as if you should be able to hold the other driver liable personally for the pain the person has caused your family through irresponsible actions. Can you sue?

The 10 main steps in the divorce process

Many people who are divorcing are not sure what to expect. Will it be contentious? What will I get to keep? What will happen to my finances? If you don't know anything about the divorce process, the unknowns may seem overwhelming.

Some divorces are short, simple, and take only a few months; others are long, bitter, and can span several years. Although every individual divorce is different, there are a few main steps in the process that will apply to every couple. It's important to know these steps so that you have a better understanding of what to expect from the divorce proceedings.


Reichert Wenner P.A.
616 Roosevelt Road Suite 100
St. Cloud, MN 56301

Phone: 320-316-1196
Fax: 320-252-2678
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